Igor Gjorgjiev - SCV Lender
818-736-2423 | igor@scvlender.com NMLS #2018171 | DRE #02039067
Santa Clarita, San Fernando Valley, Simi Valley, Antelope Valley and all of California
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Call to Apply - 818-736-2423
Igor Gjorgjiev - your SCV Lender
Igor Gjorgjiev - your SCV Lender
Turn your dream of owning a home into reality!
Are you are looking for a mortgage to purchase your new home, refinance, or purchase an investment property (AirBnB & Vrbo included)? I am here to help!
In addition to primary, second home and investment conventional mortgage loans, FHA, VA and USDA loans, I specialize in providing mortgage solutions for the self-employed and underserved with the following mortgage programs:
Stated Income Loans - for primary and second home with absolutely no income documentation needed - min FICO 640 & 20% down payment. Rates starting at 7.99%
ZERO MONEY DOWN LOANS - FHA & CONVENTIONAL - lender covers down-payment and closing costs - households with income below $180,000 qualify
No Tax Returns or W-2s needed, qualify with only: Bank Statements (Personal and/or Business), 1099, Verbal Verification of Employment from employer with only 10% down-payment
For Investors - DSCR Investment Loans with no Income Verification (AirBnB and Vrbo included) - 15% down payment
HELOCs and HELOANs - up to $400,000 with up to 95% of the value of your house - primary and investment properties
Reverse Mortgages for age 55 and older
Jumbo, Interest Only and 40-years fixed mortgage Loans
Commercial & Bridge Loans
Fix & Flip and Renovation Loans
Non-Warrantable Condos (HOAs in litigation) - conventional loan options with 10% down, no need for NON-QM or hard money loan
I have solutions for everyone. I will guide you, advise you and help you achieve your goals!
Know your budget and affordabilty
Know your budget and affordabilty
818-736-2423
Close on time - on average 21 days or less
Close on time - on average 21 days or less
igor@scvlender.com
About Me
About Me
After moving from Macedonia at age of 21, graduating Magna Cum Laude with a degree in Accountancy at CSUN and spending four years preparing individual tax returns while working for nationwide CPA firms in my 20s, I decided to follow my passion, combining my deep tax background and personal experience as a real estate investor to help clients achieve homeownership, build generational wealth, and reach financial freedom.
Homebuyers & Owners: Options for zero-down purchases, refinancing, equity cash-outs, reverse mortgages, VA, FHA, jumbo loans, and investment property purchases (including Airbnb & Vrbo) with no income verification.
Self-Employed Borrowers: Specialized solutions including stated income loans with 20% down, bank statement programs, 1099 loans, and Verbal Verification of Employment (VVOE) loans.
Investors: DSCR loans with no income verification and 15% down (Airbnb & Vrbo included), HELOCs/HELOANs for investment properties, interest-only options, bridge loans, commercial financing, fix & flip, renovation loans, and non-warrantable condo conventional loans with 10% down.
In addition, I hold master’s degree in taxation and understand tax returns inside and out. I can uncover qualifying income where other mortgage brokers don't look and close loans others can't.
Call me or book a free consultation at calendly.com/igorlender to explore your options. I am not here to sell—I am here to help!
New Avenue Realty & Loans
New Avenue Realty & Loans
Valencia , CA 91355
Cell Phone: (818) 736-2423
Email: igor@scvlender.com
NMLS #1237332| DRE #01771211
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